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Direct deposit of upromise monies into checking account each month by upromise
This would save the monthly-$8.95-checking-account-bank-fee and would add up to approximately $1500 in my 4-year-old-granddaughter's 529 with Fidelity (I could use BofA's Billpay to get the funds to her account each month) and pay for her first year's books.

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