Current Poll

Member Spotlight

itsjustpk Member since 2003

From: WI

Saving for: granddaughter, age 19

Featured Comment:

The extra 10% for dining and participating grocery items is usually posted a few weeks after...more

Best Money Saving Tips Contest

New Member

Posts: 1

Registered: 12-15-2008

Use a Credit Card That Pays You Cash for Every Purchase!

12-15-2008 02:11 PM

I recommend that everyone who can obtain a cash-back credit card do so and use it for every single purchase that you would otherwise pay by cash, check, or debit card. Of course, make sure that the credit card has no annual or usage fees--i.e, it is totally "free" to use--and that you pay off the balance monthly. (Never, ever pay a cent in finance charges, of course!) Maximize your return by using a credit card that offers 3% or more at certain merchants--supermarkets, gas stations, etc. I have and use two personal favorites--Chase Freedom Visa and AAA Visa. The cash back adds up fast. Isn't it about time that the credit card companies helped out the little guy?

Upromise is not responsible for the accuracy, completeness or usefulness of any postings. Participation in the Upromise Community is subject to the terms and conditions of the Upromise Community Rules.

If you use unauthorized promotion codes or link directly to partner web sites from the Community to make purchases, you will forfeit Upromise contributions. Always start your online shopping at upromise.com/shop.

Important Note: Any links to partner websites used in the Upromise Community blogs are provided for your convenience only. Remember to always start your online shopping at www.upromise.com in order to earn your Upromise rewards.

Upromise Community blogs do not represent official Upromise communications. The views and opinions of authors expressed herein do not necessarily state or reflect those of Upromise and any references herein to any specific products or services, or otherwise, do not necessarily constitute or imply its endorsement or recommendations by Upromise and should be used in accordance with the Upromise Community Rules.

Any links to external websites are provided for informational purposes only; they do not constitute an endorsement or an approval by Upromise of any of the products, services or opinions of the corporation or organization or individual. Upromise bears no responsibility for the accuracy, legality or content of the blogs, external sites or subsequent links.

*The $100 more a year savings figure is based on Upromise internal reporting data for 2007 and 2008 comparing the average Upromise savings for members who joined Upromise prior to such year and used the Upromise credit card at least once during the year with the averagae Upromise savings for members who joined Upromise prior to such year and have not opened a Upromise credit card account.